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How to Purchase Driving Test Insurance?

2 Answers

DelEllie

08/28/25 5:24am

Driving test insurance is available from multiple insurance companies. For example, you can purchase it on the official website of Ping An Insurance or through the official flagship store of Ping An Insurance in China. Additionally, driving school students can also buy it directly through their driving schools. Below is an introduction to relevant car insurance knowledge: 1. Compulsory Traffic Insurance: Compulsory traffic insurance is a mandatory insurance required by Chinese law, so all car owners must purchase it. If a car is driven on the road without this insurance, the driver may face penalties such as fines and demerit points if caught by traffic police. In severe cases, the driver might even be detained, as it is illegal. 2. Third-Party Liability Insurance: This insurance primarily covers damages caused to another vehicle in an accident while driving. The compensation is fully paid by the insurance company. 3. Vehicle Damage Insurance: Vehicle damage insurance refers to a commercial auto insurance where the insurer compensates for damages to the insured vehicle caused by accidents within a reasonable range.

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McElijah

09/10/25 3:48am

Purchasing driving test insurance is quite simple. I usually opt for a package that includes insurance when enrolling at the driving school. Typically, the instructor will recommend partner companies, offering discounted prices and hassle-free service. Compare several insurance platforms like Ping An or PICC for specialized driving test insurance. Check quotes online and avoid overpriced options—basic coverage costing a few hundred yuan is sufficient to cover refunds for two or three failed attempts. Adding a learner driver accident insurance for just tens of yuan provides extra protection in case of accidents during practice. Before purchasing, carefully read the terms to understand claim conditions and deadlines, such as partial refunds or exam attempt limits. I recommend comparing options and using Alipay mini-programs for quick online orders, saving the e-policy on your phone for easy access. The entire process balances affordability and practicality, avoiding unnecessary expenses and reducing stress during driving lessons.

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