How to Purchase Compulsory Traffic Insurance for Motorcycles with Six-Year Exemption from Inspection?
3 Answers
For motorcycles exempt from inspection for six years, you only need to bring your ID card, vehicle license, and other required documents to an insurance company to purchase compulsory traffic insurance. Below is an introduction to the precautions for motorcycle annual inspection: 1. Advance Inquiry: Since not every motor vehicle inspection station can conduct motorcycle inspections, it is best to call in advance or check the local traffic management bureau's website before going. 2. Strict Inspection: The exhaust and lighting inspections are relatively strict during the process. Those with modified exhaust systems or lighting should take note. If the inspection is not passed, there will be three opportunities for re-inspection. 3. Bring Cash: The environmental protection hall at the inspection station only accepts cash, so remember to bring cash. 4. Complete Within Validity Period: Motorcycles must be inspected every two years within the first four years, and then annually. The annual inspection must be completed within three months before the expiration of the inspection validity period (as indicated on the vehicle license).
Oh man, talking about motorcycle inspection exemptions and compulsory traffic insurance, I've got plenty of experience. The six-year inspection exemption just means you don't have to take your bike to the inspection station every year for testing, but compulsory insurance can't be missed for even a single day! I always renew it one month in advance every year. Just a few clicks on the insurance company's app to renew online, or find a familiar agent to get the policy on the spot - sometimes you can even score some freebies or small gifts. Remember, it's best to keep the insurance policy under the seat just in case. If you get pulled over and can't show the policy for your exempted vehicle, you'll still have to pay the fine.
I encountered this issue when I bought a motorcycle last year. The seller said it wouldn’t need an inspection for six years, and I almost thought I didn’t need to buy insurance either. Luckily, I asked and clarified. In fact, compulsory traffic insurance needs to be renewed every year. If you’re familiar with the auto parts store owner, you can buy it there—just scan to pay and get it instantly. The premium is just over a hundred yuan, and the most convenient way is to save the electronic policy received on your phone as a screenshot in your album. The key point is that if you don’t buy it, you’ll have to pay the full compensation out of pocket in case of an accident, which really isn’t worth it.
