
Speeding penalty: Exceeding the prescribed speed limit by less than 10% results in no fine but 3 demerit points. Exceeding the prescribed speed limit by 10% to less than 20% results in a fine and 3 demerit points. Exceeding the prescribed speed limit by 20% to less than 50% results in a fine and 3 demerit points. Exceeding the prescribed speed limit by 50% to less than 70% results in a fine, 6 demerit points, and may also lead to revocation of the driver's license. Exceeding the prescribed speed limit by 70% or more results in a fine, 6 demerit points, and may also lead to revocation of the driver's license.

A while ago, I was caught speeding on the highway, showing an 8% over the limit. Later, I went to the traffic police station to handle it and found out that speeding within 10% is actually quite common. The staff patiently explained that this kind of offense doesn’t result in points or fines but does come with a written warning. You can also confirm the process on the 12123 App. However, they advised not to take it lightly just because there’s no fine—even the slightest speeding can increase braking distance. I promptly registered and accepted the warning education, and the whole process was wrapped up in about twenty minutes. After returning, I adjusted the speed limit reminder in my car’s navigation system up by 5 km/h, and now I’m extra vigilant whenever I see speed limit signs.

A seasoned driver with over a decade of experience tells you that getting caught speeding less than 10% over the limit is actually lucky. Last month, I was rushing to drop my kid off at school and went 7% over, but after receiving the SMS notification, I handled it directly online. Just open the traffic police app, check the record, and click 'confirm warning' to clear the violation. However, a reminder to all new car owners: if you have pending warning records during your vehicle's annual inspection, it might not pass. It's best not to speed in the city—some small intersections have particularly sensitive speed cameras. Nowadays, I make a habit of setting my cruise control 5 km/h below the speed limit, so I don't exceed it when going up or down hills or accelerating to pass—safe and worry-free.

I just handled a speeding violation of 9% over the limit last week. This level of speeding isn’t considered a serious offense and can be processed online: first, check the record on the 12123 App, then click to accept the warning. The whole process took three minutes, with no points deducted or fines issued. However, the system will record your violation count, and accumulating too many can affect insurance discounts. My friend’s premium increased by 200 due to three warning records in six months. Actually, the displayed speed is 3-5 km/h lower than the actual speed, so keeping your speed right at the limit is safer.


