How to Handle Scraping Someone Else's Car While Parking on the Roadside
2 Answers
Don't panic if you scrape someone else's car while parking on the roadside. Immediately stop moving the vehicle and get out to assess the extent of the damage. If the scratch has reached the car's primer, repainting is the only way to restore it, which is relatively inexpensive. For more severe scratches, it's advisable to follow legal procedures and file an insurance claim, letting the insurance company evaluate the cost to minimize your losses. Below is the process for car insurance claims: 1. Determining Liability: Report the accident to the police immediately, and let the traffic police determine liability. 2. Reporting to the Insurance Company: An insurance adjuster will arrive at the scene to investigate and confirm the situation. 3. Vehicle Repair: Insurance companies usually recommend repair shops they cooperate with, but car owners can also choose their own. 4. Claim Settlement: Submit the repair invoice to the insurance company for claim settlement.
As an experienced driver for many years, I've handled similar situations: When my parked car scrapes against another vehicle, I immediately stop to inspect the damage and take photos to document details in case of disputes; Then I write a note clearly stating my name, phone number, and license plate number, and place it on the other car's windshield; Don't forget I immediately contact my insurance company to report the accident and let them handle the follow-up. Throughout the process, I remain calm and don't panic; Once when I did this, the car owner called back and we directly negotiated a private settlement, saving a lot of trouble. I also recommend everyone drive slower in daily situations, check blind spots more carefully when reversing in parking lots, and install reversing cameras for assistance; Fleeing is a major taboo - if caught on surveillance cameras, having the police come knocking would be worse. Developing good habits makes road safety better for everyone.
