How to Handle a Vehicle After an Accident?
2 Answers
First, the insurance company underwriting the compulsory traffic insurance will compensate within the liability limit. Any remaining amount will be compensated by the insurance company underwriting the commercial third-party liability insurance according to the insurance contract. After the handling authority accepts the traffic accident, it is necessary to evaluate and assess the price of the damaged vehicle and property, and promptly entrust the price authority to conduct a loss price assessment.
Having driven for over 15 years, the first thing after an accident is ensuring personal safety. If the vehicle can still move, immediately turn on hazard lights and pull over to the roadside without obstructing traffic. All passengers should quickly exit the vehicle and move to the safety of the shoulder or median barrier. If anyone is injured, call 120 immediately—do not attempt to move the injured yourself to avoid worsening their condition. Then call 110 to report the precise location to police and wait for traffic officers to arrive—do not move the vehicle and preserve the scene. Simultaneously contact your insurance company to file a claim, describing the accident details thoroughly—they'll guide you through next steps. Remember to take photos from multiple angles documenting vehicle damage and road conditions including traffic signs, weather, and time as reference, but don't delay emergency response. After police process the scene, obtain the accident report and coordinate with insurance for subsequent claims—choose authorized repair shops prioritizing safety over cost savings.
