
To obtain a duplicate vehicle title in Missouri, you must submit a completed Form 108, a notarized lien release if applicable, and a total fee of $17.50 to the Missouri Department of Revenue. This process is mandatory if your original title is lost, stolen, or damaged.
The core requirement is the Application for Missouri Title and License (Form DOR-108). You must complete every section accurately. Any error can cause delays. The form requires the vehicle’s year, make, model, VIN, and current odometer reading. All owners listed on the original title must sign the form. If the vehicle is jointly owned, all parties must sign. If an owner is deceased, you’ll need to provide additional documentation, such as a death certificate and probate court documents.
The $8.50 duplicate title fee and $6.00 processing fee are non-negotiable. A separate $3.00 processing fee is charged for mailed or online submissions, bringing the total mailed/online fee to $17.50. Payments can be made by check, money order, or card (if applying online). Cash is only accepted for in-person transactions.
| Fee Item | Amount | Notes |
|---|---|---|
| Duplicate Title Fee | $8.50 | Standard state fee. |
| Processing Fee | $6.00 | Standard processing charge. |
| Mail/Online Service Fee | $3.00 | Additional fee for non-in-person submissions. |
| Total (In-Person) | $14.50 | Paid at a Missouri License Office. |
| Total (Mail/Online) | $17.50 | Includes the $3.00 service fee. |
If there was a lien (loan) on the vehicle that is now paid off, you must include a notarized Lien Release (Form DOR-4809). The lienholder typically provides this. If you do not have this form, you must contact the lienholder to obtain a properly executed release. Without it, the DOR cannot issue a clear title.
You have three submission options:
Processing takes 4-6 weeks for mailed applications. In-person submissions may yield the duplicate title immediately or within a few days, depending on office workload. Online requests are typically processed within 7-10 business days before mailing. Expedited services are not generally offered for duplicate titles.
If your title is merely damaged but the information is legible, you still need a duplicate. If your address has changed, you must update your records with the DOR before or during the duplicate title application to ensure it is mailed to the correct location. For a vehicle that is not currently titled in Missouri (e.g., you just moved), you cannot apply for a duplicate; you must go through the initial titling process.

















I just went through this last month after my puppy chewed up my title. My advice? Double-check Form 108 like your life depends on it. I messed up the odometer reading and had to start over, which added weeks. I went in person to my local license office—it cost $14.50 total, and I walked out with the new title the same day. If you have the time, the trip is worth it for the peace of mind. Just make sure every owner’s signature matches their driver’s license exactly.

Let’s break down what each document actually does. Form 108 is your official request; it tells the state exactly which car and which owners are involved. The notarized lien release (Form 4809) is a critical step. It’s a legally witnessed statement from the bank saying, “We’re paid off, and we have no claim.” The state won’t issue a clean title without this proof if a loan was ever involved. The fees cover the state’s labor and materials to research, verify, and print a secure document. Treat each piece as essential—missing one halts the entire process.

My situation involved a paid-off car loan. The tricky part was getting the lien release from my bank, which had merged with another. I had to dig up my old loan paperwork. Once I had that, getting the bank’s notary to sign Form 4809 was straightforward. If you’re in this boat, start by calling your former lienholder’s customer service. They’ll direct you to their title department. Don’t assume the release is automatic; you have to request it. Submitting everything by mail took about five weeks for me to receive the new title with no lien listed.

Choosing between mailing, going online, or visiting an office depends on your priorities. Mailing is passive but slow; expect a 6-week turnaround. Online is convenient if your record is perfectly up-to-date with the DOR—any discrepancy will cause a rejection. The local license office is the most interactive solution. An agent can spot a missing signature or a form error immediately, letting you fix it on the spot. While the in-person base fee is lower, factor in your time and travel. For a straightforward case with no lien, online is efficient. For complex cases or if you need guidance, the license office is your best bet.


