How to Compensate for Full Responsibility in Colliding with a Taxi and the Resulting Loss of Operation?
2 Answers
The insurance company does not compensate for the taxi's loss of income (i.e., loss of operation). The loss of income is determined based on the victim's duration of work interruption and income status. The duration of work interruption is determined based on the certificate issued by the medical institution where the victim received treatment. If the victim continues to be unable to work due to disability, the duration of work interruption can be calculated up to the day before the disability assessment.
Ouch, hitting a taxi and being fully at fault, I'm quite familiar with the compensation for loss of operation. I remember a similar accident I had before. The taxi driver directly showed the daily income proof, averaging five to six hundred a day, and the vehicle was out of service for seven days, which added up to over three thousand yuan in compensation. The insurance company only covers the repair costs, not the operational losses, so you'll have to pay this amount out of your own pocket. It's best to communicate and settle this at the accident scene, don't wait until after the repairs to argue. Afterwards, I suggest finding a witness or recording the conversation to prevent the other party from asking for an exorbitant amount. The key is to stay calm and compensate according to the law, which can save a lot of trouble. Also, pay more attention at intersections when driving, what's the rush? Driving slower is safer, avoiding both the expense and the hassle.
