How to Compensate for a Car Accident Without Vehicle Damage Insurance?

1 Answers
VonLondon
07/25/25 3:48pm
Compensation for a car accident without vehicle damage insurance is as follows: 1. No damage caused to others: If you accidentally damage your vehicle while driving and cause no loss to others, you will bear all the repair costs yourself. 2. Full responsibility on your part: If you collide with another car while driving and are fully responsible for the damage, you will need to bear most of your own repair costs as well as the full repair costs of the other party. If the other party is fully responsible, their insurance will cover the repair costs. If the responsibility is shared, the repair costs will be borne proportionally. Additional information: If you have compulsory insurance, the other party's repair costs within 2000 yuan can be compensated by the compulsory insurance, and any amount exceeding 2000 yuan must be paid by yourself. If you have both compulsory insurance and commercial third-party liability insurance, and the other party's repair costs do not exceed the compensation limits of these insurances, the insurance company will be responsible for the compensation.
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