How to Claim Insurance for a Totaled Car?

1 Answers
GideonMarie
07/29/25 5:23pm
Specific claims should be processed according to the insured standards. The procedure involves reporting the incident, assessing the damage, and finally repairing and claiming compensation. Below is an introduction to vehicle insurance: 1. Insurance: A widely available type of insurance in China, it covers motor vehicles such as cars, electric vehicles, motorcycles, and tractors as the subject of insurance. Vehicle insurance can be divided into commercial insurance and compulsory traffic insurance. Commercial insurance includes both main vehicle insurance and additional insurance. 2. Introduction: Vehicle insurance (also known as motor vehicle insurance or car insurance, referred to as auto insurance) is a type of property insurance that covers the vehicle itself and third-party liability. It compensates for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 3. Origin: Foreign auto insurance originated in the mid-to-late 19th century. At that time, with the emergence and development of automobiles in some European countries, accidents and property damage caused by traffic incidents increased accordingly.
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