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How to Claim Compensation for Full Responsibility in a Rear-End Collision?

2 Answers
Furtado
07/24/25 4:32am
Refer to the liability determination by the traffic police. The insurance company's compensation depends on the terms of the insurance contract. The at-fault party's insurance company will provide compensation. The compensation amount is paid within the scope of the damage assessment. Any repair costs exceeding the assessed amount must be borne by the at-fault party. When filing a claim, submit the necessary documents, and the insurance company will provide compensation according to the policy terms.
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McViolet
08/11/25 12:12am
I'm a new driver who just started driving last year. Once, I rear-ended the car in front of me on the road and was deemed fully responsible by the traffic police. The compensation process was quite straightforward—my insurance company covered the repair costs for the other party's car and any potential personal injury expenses. At that time, I had purchased compulsory traffic insurance and third-party liability insurance. The compulsory insurance only covers property damage up to 2,000 yuan, with any excess covered by the third-party insurance. If someone was injured, the insurance company also covered medical expenses and lost wages. However, I had to cover the repair costs for my own car unless I had purchased vehicle damage insurance. During the compensation process, I first reported the accident to the police to determine liability, then provided my driver's license and insurance policy to the insurance company. They sent someone to assess the damage and directly transferred the compensation to the other party. A reminder to everyone: always pay attention to the road conditions ahead, maintain a safe distance, and avoid rushing. During the accident handling process, it's easy to feel stressed, so it's best to have a friend accompany you for support. Prevention is key—if your driving skills are still developing, practice emergency braking in open areas and maintain a distance of at least 100 meters on highways to avoid rear-end collisions, especially in rainy weather.
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Do I need to handle traffic violations for the biennial inspection of a new car?

New cars require handling traffic violations for the biennial inspection. Vehicle annual inspection: It refers to a mandatory inspection for every vehicle, equivalent to a physical examination for the vehicle, aiming to promptly eliminate potential safety hazards and reduce the occurrence of traffic accidents, commonly known as vehicle inspection. On May 16, 2014, the Ministry of Public Security and the General Administration of Quality Supervision, Inspection and Quarantine jointly issued the "Opinions on Strengthening and Improving Motor Vehicle Inspection Work," introducing a series of new measures such as exempting non-operational passenger cars from on-site inspections within six years, implementing cross-regional vehicle inspections, and comprehensively promoting the socialization of inspection institutions. These measures aim to make motor vehicle inspections more stringent and standardized, thereby increasing public satisfaction. Legal provisions: Operational passenger vehicles must be inspected once a year within five years; after five years, they must be inspected every six months. Starting from September 1, 2014, a trial exemption system was implemented for non-operational passenger cars and other small and micro passenger vehicles (excluding minivans and vehicles with seven or more seats) within six years. During this period, vehicle owners only need to provide proof of compulsory traffic insurance and evidence of vehicle and vessel tax payment or exemption every two years to directly apply for the inspection mark from the traffic management department of the public security authorities.
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Is the engine oil for diesel cars the same as that for gasoline cars?

Diesel engine oil and gasoline engine oil are not the same. The specific differences are as follows: 1. Diesel engine oil with the same viscosity grade has a higher viscosity than gasoline engine oil. If diesel engine oil of the same viscosity grade is used in a gasoline engine, it will cause problems: (1) It will lead to excessive engine temperature. The viscosity of diesel engine oil is greater than that of gasoline engine oil, resulting in greater friction, which causes the engine temperature to rise. The increase in temperature accelerates oil deterioration, reducing the lifespan of the oil. (2) It increases wear during cold starts. If the oil viscosity is too high, the oil supply is too slow during cold starts, especially in extremely cold climates. Although the oil pressure is high, the pumpability of the oil is poor, leading to dry friction, which is the main cause of engine wear. 2. The oil grades are different. The API grade represents the quality grade of engine oil, which is generally divided into two categories: the S series represents oil for gasoline engines, and the C series represents oil for diesel engines. If the oil has both S and C labels, it is a universal oil suitable for both diesel and gasoline vehicles. Diesel engine oil cannot be used in gasoline engines, and gasoline engine oil cannot be used in diesel engines. The additives are different, and interchanging them will cause engine damage.
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Does the Teana have an automatic window roll-up function after locking the car?

The Teana has an automatic window roll-up function after locking the car, which can be manually set to roll up the windows automatically by pressing the lock button. First, click the vehicle's one-touch start button to start the engine; otherwise, the setting cannot be completed. Then, locate the window control unit on the left armrest of the driver's cabin and click the control lock button. Next, click the SET button on the left side of the multifunction steering wheel. Finally, click the OK button on the left side of the multifunction steering wheel to complete the setup for the one-touch window roll-up function. With a standard power window, you need to hold down the switch, and the window stops moving when you release the button at the desired position. Cars equipped with one-touch window roll-up have a two-stage window control switch. The first stage works like a standard power window. The second stage allows the window to fully open or close automatically with a single press and release. Nowadays, most mid-to-high-end models are equipped with a one-touch window roll-up function, mainly for the convenience of drivers and passengers. This feature helps prevent drivers from being distracted while operating the windows, thereby improving safety.
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Is Driving a New Car Uphill Harmful to the Vehicle?

Driving a new car uphill during the break-in period does not harm the engine as long as the RPM is normal. However, if the car is fully loaded during the break-in period, it can cause damage to the mechanical components. Therefore, within the first 1,000 kilometers of driving, it is generally recommended not to exceed 75% of the rated load capacity. During the break-in period, it is important to avoid sudden braking and long-distance driving. Emergency braking not only shocks the braking system but also increases the impact load on the chassis and engine. It is best to avoid emergency braking within the first 300 kilometers of driving. Additionally, long-distance driving during the break-in period increases the continuous working time of the engine, which can lead to accelerated wear of mechanical parts. Generally, the break-in period of a new car is divided into three stages: initial, middle, and late. The initial stage covers the first 500 kilometers, the middle stage spans 500 to 1,000 kilometers, and the late stage extends from 1,000 to 3,000 kilometers. These stages are designed to ensure the car breaks in smoothly and enhances its performance. During the break-in period, it is advisable to drive steadily, avoiding sudden acceleration or hard braking, as these actions can significantly damage the vehicle.
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Does idling with the AC on affect the car?

It is perfectly fine to idle the car with the air conditioning running. This is considered idling with the AC on and will not harm the vehicle. As for whether idling with the AC on is harmful, since the engine is already running, the alternator is working, and the compressor is operating, it is a normal operation and will not cause significant damage to the car. Precautions when starting the vehicle: Do not activate the start-stop system when the AC is on. Vehicles equipped with air conditioning enhance passenger comfort, but most cars with start-stop systems will only blow air without cooling (heating relies on the vehicle's coolant temperature) when the engine is off, significantly reducing comfort. Do not refuel when the start-stop system turns off the engine. Many drivers do not exit the vehicle when refueling; they simply open the fuel tank cap for the attendant to fill up. At this point, the vehicle is only briefly turned off by the start-stop system and may restart at any moment, making refueling extremely dangerous. Remember, the vehicle must be completely turned off and powered down before refueling. Key points when using the AC inside the car: Pay close attention to the method and duration of AC usage. Sleeping in the car with the AC on while idling can easily lead to accidents.
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How to Deal with Foggy Headlights?

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