How to Check Your Vehicle Insurance Policy?
1 Answers
After purchasing auto insurance, you can check the electronic policy through the following methods: 1. The notification SMS after successful policy purchase will contain a download link; 2. The official website service center of the insurance company; 3. The official APP of the insurance company; 4. The official WeChat account of the insurance company or you can inquire at the insurance company's counter. Below is a detailed introduction to commercial vehicle insurance: 1. Vehicle Damage Insurance: Used to compensate for losses caused to the vehicle itself due to natural disasters and accidents. Recommended for novice drivers. 2. Third-Party Liability Insurance: Used to compensate for losses caused to third parties due to personal injury or death caused by the vehicle owner. This is a must-have as it provides protection for both yourself and others. 3. No-Deductible Insurance: An additional insurance that transfers the responsibility the owner needs to bear to the insurance company, reducing the owner's losses. If you have purchased both Vehicle Damage Insurance and Third-Party Liability Insurance, it is advisable to also purchase No-Deductible Insurance. 4. Theft and Robbery Insurance: Used to compensate for damages caused by vehicle theft, robbery, or seizure. Recommended for owners without a garage. 5. Passenger Liability Insurance: Used to compensate for losses suffered by the driver and passengers in the vehicle due to traffic accidents. Premiums are usually charged per seat. Recommended for novice drivers or family vehicles. 6. Spontaneous Combustion Insurance: Used to compensate for losses caused by vehicle fires due to electrical or wiring issues. Suitable for older vehicles. 7. Glass Breakage Insurance: Used to compensate for the separate breakage of windshield or window glass. Since replacing glass can be very expensive, it is recommended for vehicles frequently driven in unsafe areas. 8. Scratch Damage Insurance: Used to compensate for losses caused by intentional, malicious, or accidental scratches.
