How Long Does It Take for Car Insurance to Take Effect?

1 Answers
OAlice
07/29/25 6:03pm
Vehicle insurance includes compulsory traffic insurance and commercial insurance. Generally, compulsory traffic insurance takes effect on the day of purchase, while commercial insurance takes effect at midnight the day after purchase. Additional information is as follows: The coverage period for vehicle insurance is typically one year. For renewals, you can renew the policy up to one month before the expiration date, giving the owner ample time to arrange in advance. If you don't want to renew too early, it is recommended to do so at least one or two days in advance to ensure there is no gap in coverage, so that even if an accident occurs, the vehicle is protected and eligible for compensation.
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