How long can car insurance expire?

1 Answers
Terry
07/29/25 4:01pm
Car insurance should not expire for more than 48 hours. Driving without valid insurance is considered uninsured driving, and once an accident occurs, the insurance company will refuse to compensate. More details are as follows: 1. Compulsory traffic insurance usually needs to be renewed within 90 days before expiration. If it is found to be canceled by the relevant authorities, a fine of twice the compulsory insurance fee will be imposed. Car owners must pay attention to the validity period of their insurance to avoid "uninsured" status. Whether you buy it early or late, you have to buy it, and being uninsured is not beneficial. 2. For renewal time, everyone has different choices. No matter whether you choose early or late, it is best not to exceed 24 hours after the car insurance expires. If it exceeds, it will be considered as uninsured status. Generally, it is recommended to renew at least 1 month in advance to avoid affecting the smooth progress of renewal due to procedural issues.
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