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How Does the Insurance Company Handle a Parked Car That Gets Flooded?

1 Answers
VanPresley
07/30/25 12:18am
Once the vehicle is submerged in water, the owner must immediately call the insurance company to report the incident. If the insurance company cannot arrive at the scene promptly, the owner needs to take photos of the scene and the vehicle's damage in time for the claims adjuster to assess the loss. Both the insurance company and the 4S shop offer towing and rescue services. The owner can contact a rescue company for towing, and the related costs will be covered by the insurance company. Specific claims will be processed by the insurance company's staff based on the coverage of the vehicle's insurance policy and the actual extent of the damage.
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How to Deal with Scratches on White Car Paint?

Body scratches can be divided into several situations, each requiring different treatment methods: 1. Fine hairline scratches: Remove them using wax and fine cutting abrasives. Principle: The abrasives are as fine as nanometer level, which will not damage the original paint protection layer. 2. Light scratches: Use fine polishing wax to repair these minor scratches. Principle: Rearrange the molecules of the car's surface paint and move the edge surface paint to repair the wound. 3. Moderate scratches: Drive the car to a repair shop for professional treatment. During daily driving, try to avoid areas with high corrosiveness, such as seasides, roads with de-icing salt, newly paved asphalt roads, etc.
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Does the Civic 220 have VTEC?

Civic 220 does not have VTEC technology because VTEC is designed for naturally aspirated engines, while the Civic 220 uses a turbocharged engine. Below is a detailed introduction to VTEC: How VTEC works: In the intake camshaft, in addition to a pair of cams and rocker arms for two valves, there is also an additional higher intermediate cam and corresponding rocker arm. The three rocker arms contain small pistons controlled by hydraulic pressure. It can simultaneously control both the valve opening/closing timing and lift under different conditions. Models that use VTEC: VTEC and i-VTEC engines are used in many of Honda's naturally aspirated engine models. For example, the eighth-generation Accord 2.4L and Honda Lingpai 1.8L.
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What are the methods for replacing coolant?

Coolant, also known as antifreeze coolant, is a liquid with antifreeze properties. The specific replacement steps are as follows: 1. Open the front hood and inspect the connections of the radiator, hoses, and other components for any signs of leakage. 2. After confirming no leaks, open the reservoir cap or radiator cap to allow faster drainage of the coolant. 3. Locate the coolant drain port on the vehicle's radiator. Some models may not have a radiator drain port, in which case you can remove the heater hose to drain the antifreeze. If the drainage is incomplete, use a dust blower to pressurize the radiator, ensuring more complete coolant removal. 4. After draining the antifreeze, reinstall the drain plug or heater hose, then fill the radiator with clean water. 5. Start the engine and let the water circulate for 2-3 minutes before draining it again. This step helps clean dirt and rust from the cooling system. 6. After cleaning, drain all the water and reinstall the drain plug or heater hose. You can then add new antifreeze. 7. Once filled, start the engine and let it circulate for about 10 minutes. As some air is expelled from the system, the coolant level will drop. Top up the antifreeze until it reaches the maximum mark on the reservoir.
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How to Shift from D Gear to S Gear in an Automatic Transmission?

To shift from D gear to S gear, simply move the gear lever to the right from the D position. Switching between D and S gears is not affected by vehicle speed or road conditions, and there's no need to press the brake pedal; you can switch at any time. Here's some information about the S gear: 1. Sport Mode (SPORT) Driving Gear: Primarily enhances driving pleasure by increasing RPM and delaying gear shifts, or it can be used for short-term overtaking. 2. The transmission will automatically select a different gear ratio: This can also be simply understood as directly lowering one gear to keep the engine RPM within the maximum torque range, prioritizing power output. However, prolonged high-speed driving in this mode may increase fuel consumption.
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How to Choose the Right Headlight Height Adjustment?

Generally, the headlight height adjustment can be set at position 0. The specific methods for adjusting headlight height are as follows: 1. Position 0: Suitable when the front seats are occupied and the trunk is empty. 2. Position 1: Suitable when the vehicle is fully loaded with passengers and the trunk is empty. 3. Positions 2 and 3: Suitable when the vehicle is fully loaded with passengers and the trunk is fully loaded. The headlight height adjustment knob is usually located on the left side of the dashboard, next to the light control switch. Rotating the knob adjusts the height of the light beam. The higher the value, the higher the light beam, which can more easily cause glare for oncoming drivers.
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What to Do If You Haven't Completed the Driver's License Test Within Three Years?

After the three-year validity period for the driver's license test expires, if you haven't completed all the tests, the previously passed subjects will be invalidated, and you will need to retake the exams. The specific scenarios can be divided into the following three cases: 1. Enrolled in a driving school but didn't take any tests: In fact, only after passing the subject one test will the vehicle management office issue a learning driving permit, which then starts the three-year validity period. Therefore, the driving school should refund the full tuition fee. 2. Passed subject one but didn't complete the remaining subjects before the expiration: If some subjects have been passed but the remaining ones weren't completed within the three-year validity period, the driving school may refund part of the training fee. However, if the expiration is entirely due to the student's personal reasons, the driving school may not provide any refund. 3. Green channel for scheduling tests when the license validity is about to expire: If the learning driving permit has less than six months of validity remaining, students can switch to priority scheduling when booking tests.
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