Does an incorrect engine number affect insurance claims?
1 Answers
Unless it involves illegal modifications, if the engine was replaced normally, the insurance company will still cover the claim in case of an accident. This is because a legitimate engine replacement requires applying for engine modification with the vehicle management office, undergoing inspection, renewing the vehicle registration certificate, and updating vehicle information. Therefore, both the 4S shop and the vehicle management office will have records. Once the new registration certificate is obtained, the vehicle is legally compliant, and the insurance company will pay the full claim amount without any reduction. No organization or individual is permitted to engage in the following activities: 1. Unauthorized alteration of the registered structure of a motor vehicle: It is prohibited to assemble a motor vehicle or modify its registered structure, construction, or features without authorization. 2. Changing the model of a motor vehicle: It is prohibited to alter the model number, engine number, chassis number, or vehicle identification number. 3. Forging or using forged motor vehicle registration certificates: It is prohibited to forge, alter, or use forged or altered motor vehicle registration certificates, license plates, registration documents, inspection stickers, or insurance stickers. 4. Using other vehicles' registration certificates: It is prohibited to use registration certificates, license plates, registration documents, inspection stickers, or insurance stickers from other vehicles.
