Do I need to clear traffic violations for vehicle mortgage release?
2 Answers
Clearing traffic violations is not required for vehicle mortgage release. Below is detailed information about vehicle violations: 1. Overview: Vehicle violations refer to acts where motor vehicles contravene the Road Traffic Safety Law and traffic management regulations. Penalties for vehicle violations include warnings, fines (vehicle impoundment), temporary suspension of driver's license, revocation of driver's license, cancellation of driver's license, administrative detention, and criminal liability for acts constituting crimes. 2. Basis for Penalties: According to the Road Traffic Safety Law of the People's Republic of China, traffic management departments of public security organs and their traffic police officers shall promptly correct road traffic safety violations. Penalties for road traffic safety violations shall be imposed based on facts and relevant provisions of this Law.
I just completed the vehicle lien release procedure at the DMV and specifically asked the staff about this issue. They clearly stated that the lien release only checks the vehicle's mortgage status and loan settlement proof, and doesn't inspect traffic violation records at all. However, when you go for annual inspection or vehicle transfer later, if there are still unresolved violations, the system will directly block you. Last time, my neighbor had their lien released but didn't clear the violations, and had to make two wasted trips for the annual inspection. I suggest you take advantage of your DMV visit to clear all violations while you're there, saving yourself future hassle, wasted time, and late fees.