Do electric motorcycles need compulsory traffic insurance?
2 Answers
Yes. The following is a relevant introduction to electric motorcycles: Power source: The power source provides electrical energy for the driving motor of the electric motorcycle, which converts the electrical energy into mechanical energy, driving the wheels and working devices through the transmission system or directly. Currently, the most widely used power source in electric vehicles is lead-acid batteries. However, with the advancement of electric vehicle technology, lead-acid batteries are gradually being replaced by other types of batteries due to their lower energy density, slower charging speed, and shorter lifespan. The development of new power sources is opening up broad prospects for the advancement of electric vehicles. Braking system: Similar to other vehicles, the braking system in electric motorcycles is designed to slow down or stop the vehicle, typically consisting of brakes and their control mechanisms. In electric motorcycles, there is usually an electromagnetic braking system that utilizes the control circuit of the driving motor to enable the motor to operate in a power generation mode. This converts the energy during deceleration braking into a charging current for the battery, achieving energy regeneration.
When I bought my electric motorcycle, I did thorough research on this issue. In China, whether an electric motorcycle requires compulsory traffic insurance mainly depends on the type of vehicle. If your vehicle's speed exceeds 20km/h or its weight is over 40kg, it is classified as a motor vehicle and must have compulsory insurance; if it's a low-speed electric bicycle, like those neighborhood scooters, then it's not required. When I first bought my motorcycle, I realized mine was the high-speed type, so I dutifully went to the insurance company to get it covered. The price isn't high—just a few dozen to a little over a hundred yuan per year—but it's incredibly significant. In case of an accident where someone is injured, it helps cover the other party's medical expenses. Otherwise, if caught by the police, the fine would far exceed this amount, and penalty points could affect your daily commute. I recommend checking the manual or asking the dealer when purchasing to ensure safety first.
