can you rent a car at 23 in new york

[VonLucas]

Yes, you can rent a car at 23 in New York, but you will almost certainly face a Young Renter Fee or Underage Surcharge. This daily fee, typically ranging from $25 to $50, is imposed by nearly all major rental companies. While the minimum age to rent a car in New York is generally 18, state law allows companies to charge extra for drivers under 25 due to the higher statistical risk they represent.

The key is choosing the right company and understanding the total cost. Some brands, like Hertz and Enterprise, are often more accommodating to younger drivers, though the surcharge still applies. To rent, you must present a valid driver's license from your country of residence, a major credit card in your name (debit cards are rarely accepted for under-25 rentals due to hold requirements), and proof of any required insurance.

Strategies to Minimize Cost:

• Shop Around: Compare quotes from multiple companies, as the underage fee can vary significantly.
• Check Memberships: Affiliation with organizations like AAA, USAA, or certain credit card reward programs can sometimes waive or reduce the young renter fee.
• Decline Extra Insurance: If your personal auto insurance or credit card already provides coverage for rental cars, avoid purchasing the costly Collision Damage Waiver (CDW) from the rental company.

Be prepared for a larger security hold on your credit card, which can be $200-$300 on top of the rental cost. Reservations are highly recommended, especially during peak travel seasons.

Rental Company	Minimum Age in NY	Under-25 Surcharge (Estimated Daily)	Accepted License Types
Enterprise	18	$27 - $35	US, International, Foreign with translation
Hertz	20	$29 - $40	US, International, Foreign with translation
Avis	18	$30 - $45	US, International
Budget	18	$28 - $42	US, International
Alamo	18	$25 - $38	US, International
National	18	$30 - $45	US, International
Dollar	20	$26 - $35	US, International
Thrifty	20	$24 - $32	US, International
Sixt	18	$35 - $50	US, International

[Arya]

Yep, you can do it, but it'll cost you extra. I rented a car last summer when I was 23 to drive upstate. The base rate looked cheap online, but once I got there, they slapped on a "young driver fee" that was almost as much as the rental itself. My advice? Use the official websites to get a real quote that includes all the fees. And for sure, use a credit card, not a debit card—they put a huge hold on it.

[AutumnLee]

It is possible, but the process is more stringent. Rental agencies classify drivers under 25 as a higher risk category. Therefore, expect mandatory fees and strict adherence to documentation requirements. A major credit card is non-negotiable for the security deposit. We strongly advise booking directly with the company to ensure all age-related policies and charges are fully disclosed before you arrive at the counter. This prevents unexpected costs and delays.

[JuliannaLee]

Absolutely, but it pays to be strategic. Check your existing memberships first. I found out my college alumni association had a partnership that cut the young renter fee in half. Also, avoid renting at airport locations if you can; their fees and taxes are often higher. The whole process is straightforward if you have your license, a credit card with enough available credit, and you’ve factored in that daily surcharge. It’s an expense, but it’s freedom.

[VincentFitz]

The legal minimum age is 18, so you're in the clear. The main hurdle is financial. The underage surcharge is a standard industry practice. When comparing prices, always look for the total cost, including all taxes and fees. Be aware that some rental companies may also restrict the types of vehicles you can rent; you might not be able to get a premium SUV or a sports car. Planning ahead and reading the rental agreement's fine print regarding age restrictions is the best way to ensure a smooth experience. It's completely doable with a little preparation.