Can You Drive Away the Car on the Same Day of Full Payment Purchase?
3 Answers
4S stores usually conduct vehicle inspections and pre-entry of vehicle information in advance. Vehicle Price: Generally, before purchasing a car, people check the reference price of a car online. However, the online price is not accurate because 4S stores may offer certain discounts, making the actual ex-factory price lower. Of course, a very small number of models may also have terminal price increases, and the specific situation should be based on actual conditions. Vehicle Purchase Tax: According to national regulations, any vehicle driven on the road needs to pay a vehicle purchase tax. Currently, the tax rate is 10% of the vehicle's ex-factory price. Therefore, generally speaking, the more expensive the car consumers buy, the higher the purchase tax they need to pay. Insurance Cost: Car insurance includes compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory, with a nationwide unified premium standard, but the number of car seats will affect the amount of compulsory traffic insurance. Commercial insurance can be purchased according to personal preference, and the price required for different types of insurance varies.
The question of whether you can drive away the same day when paying in full for a car is quite common. I think the key factors are the dealer's efficiency and your preparation. If I pay the full amount, the dealership usually arranges the signing of the purchase contract, and then it's mandatory to buy car insurance and have it activated, as driving without insurance is illegal. If the dealership has sufficient stock and processes documents quickly, it might take about one or two hours to get temporary license plates or complete the registration process. However, sometimes there might be delays due to insurance activation or weekday processing. It's advisable to make an appointment in advance and bring your ID card. After payment, carefully inspect the new car for any scratches or functional issues before signing and driving away. Remember, temporary license plates have a short validity period, so visit the DMV as soon as possible to get permanent plates to ensure safety afterward.
Paying the full amount and driving the car home the same day is theoretically possible, but you need to pay close attention to the process details. I've experienced this before—after payment, you sign the contract, and the insurance must take effect immediately, otherwise you'll be waiting in vain. Some 4S dealerships offer one-stop services and can arrange a temporary license plate in minutes, but you should go early to avoid queues. If the salesperson is busy or the system is slow, it might drag on until the next day. To ensure a smooth drive-off, I recommend choosing a morning transaction and confirming that the insurance is pre-purchased and activated before payment. Don’t forget to take a test drive to check the car's condition—if there are any issues, resolve them on the spot to save time and avoid back-and-forth trips. After hitting the road, pay attention to the break-in period driving habits for your new car.