Can I Get a New Car if My Old Car is Flooded?

[LucasFitz]

You cannot exchange for a new car, but compensation can be provided according to the terms of the vehicle damage insurance. Vehicle Damage Insurance Terms: For vehicles submerged due to garage flooding or damaged by falling trees and rocks caused by heavy rain, the vehicle damage insurance applies for compensation. In post-storm damage claims, as long as the engine is not flooded, all repairs and part replacements fall under the coverage of the vehicle damage insurance. Vehicle Flooded While Driving: With vehicle damage insurance + waterlogging insurance: full compensation. With vehicle damage insurance but no waterlogging insurance: engine damage is not covered. If the depth of water is unclear and driving through it causes damage, having both vehicle damage insurance and waterlogging insurance will result in full compensation from the insurance company; if only vehicle damage insurance is purchased without waterlogging insurance, only damages other than the engine will be compensated.