Can I drive if my car insurance has expired? Will I be fined?

[GabrielRose]

You cannot drive if your car insurance has expired, and you will be required to pay a fine of twice the original cost of the compulsory traffic insurance. Additionally, 1 point will be deducted from your driver's license, and your vehicle will be impounded until you purchase the compulsory traffic insurance. Documents required for renewal: 1. Documents: Vehicle registration certificate (original, photocopy, or photo—choose one) or certificate of conformity (photocopy or photo—choose one). 2. Invoice: Purchase invoice (photocopy or photo—choose one). 3. Insurance policyholder: If the policyholder is an individual, provide: ID card (photocopy or photo, both front and back—choose one); If the policyholder is a company: Organization code certificate (photocopy or photo—choose one).

[JudahLee]

I remember one time when my car insurance had expired, and I thought it would be fine to drive to work. But halfway there, I was pulled over by the police. After checking, they immediately fined me 600 yuan and deducted points from my license. My car was almost towed away. That experience was a wake-up call for me: driving without insurance is absolutely unacceptable. First, you can be fined, usually between 500 and 2000 yuan depending on the region. Second, if an accident happens, you’ll have to pay for repairs, medical expenses, and other damages out of pocket—potentially bankrupting you. Third, it affects your driving record, leading to higher insurance premiums in the future. Now, I use a mobile app to set reminders and renew my insurance before it expires—simple and efficient. Checking your insurance status before driving is basic responsibility. Don’t let a small oversight turn into a disaster.

[LeElena]

When I first started learning to drive, I heard that driving with expired car insurance would result in fines, so I made it a habit to check the app before every drive to confirm my insurance was valid. If you drive with expired insurance, you'll definitely be fined—usually a minimum of 200 yuan, with no upper limit. Plus, if an accident happens, you'll have to cover all the costs yourself, like thousands in repair bills going down the drain. As a new driver, I recommend stopping driving immediately and using online tools like your phone to renew your insurance—it only takes a few minutes. Don't risk it to save a few bucks. Always check before you drive for peace of mind. Safety should always come first!

[OAriel]

Driving a car with expired insurance is illegal and definitely not allowed on the road. If caught, you usually face fines ranging from hundreds to thousands of yuan, and your vehicle or driver's license may be impounded. More importantly, in the event of an accident, the uninsured party bears all the compensation risks. The wisest course of action is to renew your insurance as soon as possible, which can be done easily by contacting your insurance company or handling it online.