Can I claim insurance for water accumulation in the car due to a clogged sunroof?

[Gerald]

Insurance does not cover water accumulation in the car caused by a clogged sunroof. The problems caused by water entering the car are as follows: causing failure of internal vehicle components: water entering the vehicle can wet internal parts, leading to short circuits in the internal wiring, and the vehicle may not start if the water has not dried. Failure of electronic components, central control, and buttons: water entering the car can cause faults in electronic components, the central control, and buttons. It is important to open the doors promptly, enhance ventilation for drying, and place desiccants to aid in drying the interior. Wet vehicle interiors breeding bacteria: wet interiors, such as fabric seats, can absorb water and breed bacteria, even leading to mold. It is necessary to dry them promptly to avoid affecting usage.