Can I Buy Insurance at the Vehicle Management Office?
3 Answers
The vehicle management office itself does not act as an insurance agent, so generally, you cannot purchase insurance there. Below is some information about auto insurance: Components: Auto insurance typically includes basic coverage and additional coverage. Basic coverage is further divided into vehicle damage insurance and third-party liability insurance. Coverage Details: Vehicle damage insurance covers the loss of your own vehicle; third-party liability insurance covers damages to targets outside your own vehicle, such as people hit, public property, or other vehicles; passenger liability insurance covers the loss of people and property inside your own vehicle; theft insurance covers the loss when your vehicle is stolen; no-deductible coverage ensures 100% compensation in case of an accident.
I once noticed when renewing documents at the DMV that they mainly handle vehicle registration and annual inspections. Buying car insurance isn't their responsibility, just like you can't open a bank account at a hospital. However, some DMV lobbies have service counters set up by insurance companies - those are third-party agencies operating as authorized agents. I recommend contacting insurers like Ping An or PICC directly for more reliable service. You can complete renewal in minutes on your phone with better price transparency. If you urgently need the compulsory insurance certificate for an inspection, buying it online in advance and bringing it along is the most hassle-free approach, avoiding potential price markups at DMV agent counters.
I remember accompanying a friend to handle the transfer last year. There was indeed an insurance counter in the DMV hall, but it was rented by an insurance company, not the DMV selling insurance themselves. It's similar to how securities firms often have booths in bank branches. If you really want to buy, I suggest shopping around, as the service fees at these agency points are not transparent. Personally, I prefer buying car insurance directly by calling the official insurance company hotline or using their app, where you can also participate in promotional activities. The DMV's core business is vehicle registration and management. Insurance is a financial service with many channels available, so there's no need to rush into buying it while handling procedures.
