how much is a 1921 s morgan silver dollar worth

[LaAriel]

Ah, the 1921-S Morgan Silver Dollar! The "S" stands for the San Francisco Mint, not necessarily "Super valuable," but it certainly has more potential than the loose change in your sofa. Pinning down its exact worth is a classic "it depends" situation, revolving entirely around the coin's condition.

If your 1921-S has seen its fair share of life—passed through hands, rattled in pockets, and generally lived a little—it's what collectors call circulated. In this well-loved state, its value hovers in the $33 to $42 range. It's comfortably above its silver melt value, so it's definitely a keeper.

However, if your coin is an uncirculated specimen that looks like it just strutted out of the mint yesterday, the story changes dramatically. A basic uncirculated coin, graded MS-60, starts around $60 to $62. As the quality and luster improve, the price climbs steadily. A nice MS-63 example could fetch about $80, and a truly beautiful MS-65 piece might bring in close to $290.

For those who happen to own a virtually perfect, top-tier specimen, the value can launch into the stratosphere, potentially reaching over a thousand dollars for an MS-66 and even into five figures for anything finer. So, while it's a common coin, its value is all about its vanity. It pays to be a well-preserved wallflower.