
Yes, silver coins are certainly worth something today, and their value is often significantly higher than their original face value. The worth of these coins is primarily determined by their intrinsic precious metal content, specifically the amount of silver they contain.
Based on the provided information, many U.S. coins minted for circulation before 1965 are highly valued for this reason. Specifically, dimes, quarters, half-dollars, and dollar coins from 1964 and earlier were composed of 90% silver. Their value is directly linked to the current market price of silver, often referred to as their "melt value." For example, Kennedy half-dollars minted between 1965 and 1970 also have value above their face amount, as they contain 40% silver.
Therefore, the value of what is commonly called "junk silver" fluctuates daily with the spot price of the metal. These coins are actively traded not as currency but as a form of silver bullion, making them a tangible asset whose worth is based on their weight and purity.