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what is property loan

1Answers

LaDamian

11/28/2025, 06:04:58 AM

A property loan is a secured loan in which a borrower pledges an existing residential or commercial property as collateral to access funds. The loan amount depends on the property’s market value, and the lender has the right to seize the property if the borrower defaults. Such loans are commonly used for home renovations, business investments, or other significant expenses.

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