what is property damage on car insurance

[DeDakota]

Property damage car insurance is a liability coverage that pays to repair or replace property you damage in an at-fault accident, such as another person's vehicle, a fence, or a building. This type of insurance does not cover the damage to your own vehicle; that would be handled by collision coverage. It is required in most states and protects you from having to pay for the other party's property damage out-of-pocket.