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how to get a commercial loan for rental property

1Answers
McEliana
11/28/2025, 07:04:31 AM

To get a commercial loan for a rental property, you must create a strong business plan, gather extensive financial and property documents, and choose a lender by comparing options. Key requirements include a down payment, typically 25-30%, strong credit history, and a Debt-Service Coverage Ratio (DSCR) of at least 1.25, with lenders scrutinizing your business's income potential and your personal financial health.

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