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how much property damage auto insurance do i need

1Answers
LeElla
11/28/2025, 07:42:39 AM

You should carry enough property damage liability auto insurance to cover potential costs from an at-fault accident, which depends on your net worth and risk tolerance. State minimums are often too low, so many drivers choose higher limits or a combined single-limit policy for better protection. Those with substantial assets may also add an umbrella policy for extra coverage.

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