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how much down payment on an investment property

1Answers
CarmenLynn
11/28/2025, 06:02:52 AM

A down payment on an investment property typically ranges from 15% to 25%, but can be lower with specific loan types or higher depending on risk and lender requirements. For example, FHA loans can allow a 3.5% down payment on a "house hack" (a multi-unit property where you live in one unit). Lenders consider the number of units, your credit score, and other financial factors when determining the final down payment amount.

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