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does homeowners insurance cover rental property

1Answers
VanLucia
11/28/2025, 06:38:17 AM

No, standard homeowners insurance does not cover rental properties, and you will likely need a separate landlord insurance policy. Homeowners policies are for owner-occupied homes, while renting out a property increases your risk and liability, requiring a different type of coverage. A landlord policy can cover the structure, liability, and loss of rental income.

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