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does escrow pay property taxes

1Answers

Herb

11/28/2025, 07:19:22 AM

Yes, a mortgage escrow account typically pays property taxes. Your lender collects a portion of the property tax and insurance cost with your monthly mortgage payment and holds the funds in an escrow account to pay the bills when they are due. This is a common arrangement that simplifies payments for homeowners, but some loan types or down payment levels may allow you to pay these taxes yourself instead.

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