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can you use va loan for investment property

1Answers

DeAnastasia

11/28/2025, 06:06:57 AM

A VA loan cannot be used to purchase a property purely as an investment, because it requires primary residence occupancy. You may buy a multi-unit property (up to four units), reside in one unit, and lease the remaining units. After living there for at least one year, you can vacate and convert the entire property into an investment while continuing to collect rent from the other units.

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