can an appraiser appraise a non habitable property

[AbigailAnn]

Yes, an appraiser can assess a non-habitable property, providing either an "As-Is" value or a "Subject To" appraisal assuming necessary repairs are completed. The appraisal considers comparable sales, rebuild costs minus depreciation, and potential income if it’s an investment property. Lenders determine eligibility, which may include inspecting completed repairs.