Will water damage to the car be compensated?

1 Answers
Dana
07/24/25 8:23pm
If the car is waterlogged, compensation is possible, but the car damage insurance must have been purchased after September 19, 2020, to be eligible for a payout. The following are the reasons: 1. Includes water damage coverage: Because it includes water submersion coverage. For commercial auto insurance purchased before September 19, 2020, it must include both car damage insurance and water submersion coverage to receive compensation. For relatively low-priced cars, with both water submersion and car damage insurance, and if the engine is damaged, full compensation can be provided. 2. Repairs based on the car's age: If it is a very old car that has lost its repair value, it will be treated as a total loss. If the repair cost exceeds 50% of the car's value, the insurance company will consult with used car dealers to sell it.
Was this review help?
16
5
Share
More Forum Discussions

What is the tire model for the 2015 Passat?

The 2015 Passat has three tire sizes: 215/60R16, 235/45R18, and 215/55R17. The first number, 215, represents the tire width of 215MM. The 60 indicates the aspect ratio of the tire section is 60%, meaning the section height is 60% of the width. The letter R stands for radial tire, and 16 represents the rim diameter of 16 inches. The 2015 Passat has a top speed of 200km/h, accelerates from 0-100km/h in 10.4 seconds, and has a fuel consumption of 6.7L per 100km. In addition to the model, tires are also marked with the following common data: Tire cord material: Indicated by Chinese pinyin, such as M for cotton cord, R for rayon cord, N for nylon cord, G for steel cord, and ZG for steel radial cord tire. Speed rating: Indicates the maximum speed at which the tire can carry a specified load under specified conditions. Letters A to Z represent certified speed ratings from 4.8km/h to 300km/h. Common speed ratings include: Q: 160km/h; H: 210km/h; V: 240km/h; W: 270km/h; Y: 300km/h. Rim specification: Indicates the rim specification compatible with the tire for practical use, such as "Standard Rim 5.00F".
18
1
Share

Where is the anti-theft box located in a 2010 Toyota Corolla?

One is the certification box near the glove compartment, and the other is located behind the evaporator box. If you need to replace this anti-theft central control box, you will have to remove the instrument panel. 1. Disabling the anti-theft alarm: The reason why the car alarm keeps sounding when you unlock the door with the key is that the door lock has been disabled. You can use the key to open the door and then wait quietly for a few minutes. Generally, the alarm will automatically stop its alert sound. 2. Introduction to the alarm: An alarm is an electronic product designed to prevent or warn about the consequences of an event, using sound, light, or air pressure to remind or alert people to take certain actions. Alarms are categorized into mechanical alarms and electronic alarms.
3
5
Share

What to Add to a Diesel Tank That Can Destroy the Engine?

Sugar added to the fuel tank is the most destructive to the engine. Sugar will dissolve in the gasoline and then enter the engine through the fuel lines. The high temperatures inside will melt the sugar into a sludge that clogs every corner and crevice of the engine. A "sugared" engine will seize up and stop midway, and when the engine cools down, the real damage begins as this sludge hardens into a thick, dense mass. Here are some behaviors that can harm the engine: 1. Degraded Engine Oil: After a certain mileage, the performance of the engine oil deteriorates. If not replaced regularly, it can cause various problems for the engine. 2. Clogged Air Filter: The intake system of a car engine mainly consists of an air filter and intake pipes. The air filter should be cleaned regularly and generally replaced annually. 3. Rust and Scale in the Radiator: Rust and scale can restrict the flow of coolant in the cooling system, reducing its cooling effect and leading to engine overheating or even damage. Regularly use a high-efficiency radiator cleaner to flush the radiator, extending the overall lifespan of the radiator and engine. 4. Dirty Intake Pipes: If the intake pipes are too dirty, it can reduce efficiency, causing the engine to operate outside its normal power range and accelerating wear and aging. 5. Poor Fuel System Maintenance: During combustion, fuel can form gums and carbon deposits that settle, impairing fuel atomization and causing issues like engine shuddering, knocking, unstable idle, and poor acceleration. Regularly clean out fuel tank sediments.
16
3
Share

What Are the Reasons for the Lack of Popularity of Air-Powered Cars?

Here are the relevant reasons regarding air-powered cars: 1. Insufficient Refueling Stations: First, similar to traditional gasoline or diesel engines, the widespread adoption of air-powered cars requires an adequate number of refueling stations; otherwise, long-distance travel becomes impossible. However, storing compressed air is not as convenient as gasoline, making the construction of refueling networks quite challenging. 2. High Costs: Currently, the cost of compressed air remains too high. Since producing compressed air requires electricity, reducing its production cost depends on lowering electricity costs to leverage its environmental advantages. However, achieving a significant reduction in electricity costs is still difficult, which also limits the popularity of air-powered cars. 3. Low Speed: Additionally, the range and maximum speed of these cars are significant issues. Even with currently mature compressed air-powered cars, such as the AirPod from India's Tata Company, the maximum range does not exceed 200 kilometers. This is far below the range of existing gasoline-powered cars and even many electric vehicles. Moreover, the top speed does not exceed 80 kilometers per hour, which is difficult for many users to accept.
8
3
Share

What are the reasons for water ingress in the cabin of a 2014 Bora?

The reasons for water ingress in the Bora cabin may be due to aging car seals or poor door sealing. It is best to conduct a comprehensive inspection of the car to determine the direction from which the water is flowing, in order to quickly identify the specific cause of the leak. Below is some relevant information about the Bora: 1. Exterior: In terms of design, the Bora's development was inspired by the traditional Chinese lion dance, featuring smooth, elegant, and elongated body lines that highlight the agility and power of the lion dance in motion and stillness. 2. Powertrain: The most significant change in the Bora 1.4TSI Sport Edition is the installation of the EA111 series 1.4TSI turbocharged engine produced by FAW-Volkswagen's Dalian engine plant.
4
3
Share

Does the 2014 BMW 5 Series have ambient lighting?

BMW 5 Series has ambient lighting, and it can be switched. Here are the relevant details: 1. Positioning: The BMW 5 Series is a premium sedan, born in 2004, and also one of BMW's best-selling models. 2. Overview: The car has a length of 4998mm, a width of 1901mm, a height of 1559mm, and a wheelbase of 3108mm. The fuel consumption per 100 kilometers is between 9.4-12.1 liters, with standard five-seat leather seats. It accelerates from 0 to 100 km/h in just 8.6 seconds, with a top speed of 250 km/h, and a total vehicle weight of 1740 kg. The inline 6-cylinder gasoline engine is paired with a 6-speed automatic transmission, delivering a maximum power of 190 kW and a maximum torque of 400 N·m.
5
1
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.