Will vehicle damage caused by heavy rain be covered by insurance?

[LilaMarie]

For such vehicle damage caused by heavy rain, the insurance company will cover the loss. Vehicle submerged while parked: If the car is submerged while parked and the owner has previously purchased auto damage insurance, the insurance will cover the loss. If the car is damaged by falling objects from heights, crushed by utility poles, or damaged while floating during heavy rain, these are all covered under the auto damage insurance. Vehicle submerged while driving with secondary ignition: If the car stalls due to being submerged while driving through water and the driver attempts a secondary ignition, regardless of whether the owner purchased the old version of water-related damage insurance before the insurance reform on September 19, 2020, or the new version of auto damage insurance, the insurance company has the right to refuse compensation for engine damage caused by this.