Will the windshield be covered if I add glass insurance after it was cracked by a flying stone from the car ahead?

[BradleyAnn]

If the windshield was cracked by a flying stone from the car ahead, adding glass insurance afterward will not cover the damage. Since the windshield was already cracked before purchasing the insurance, it is not within the coverage scope unless a new windshield was installed before buying the glass insurance. Here are some details about auto glass insurance: 1. Definition: Glass insurance is a type of commercial insurance where the insurer is responsible for compensating the insured vehicle for losses due to glass breakage during use. Glass breakage refers to damage only to the windshield and window glass (excluding headlights and mirror glass). 2. Notes: Insurers typically compensate for glass breakage based on actual losses. When applying for insurance, there is no need to determine the insured amount, but it is necessary to specify whether domestic or imported glass is being insured to determine the compensation type during claims.