Will the windshield be covered if I add glass insurance after it was cracked by a flying stone?

[DakotaDella]

The windshield will not be covered if you add glass insurance after it was cracked by a flying stone. Below is relevant information about car insurance: 1. Compulsory Traffic Accident Liability Insurance: This is a mandatory insurance that all car owners must purchase. The only drawback is that the compensation amount is relatively small. 2. Third-Party Liability Insurance: This insurance serves as a supplement to the compulsory insurance. Both provide compensation to third parties, but the payout depends on the policyholder's level of responsibility in the accident. Many auto insurance contracts include deductible clauses where the insurer is exempt from paying under certain conditions. 3. Vehicle Damage Insurance: This covers damage to your own vehicle, but not all damages are covered. For example, standalone damage to the windshield, side mirrors, or tires (including rims) is not covered. Additionally, damages caused by earthquakes, drunk driving, or hit-and-run incidents are also not covered by the insurance company.