Will the sunroof be smashed during a hailstorm?
2 Answers
Whether hail can damage a car depends on the size of the hailstones. If the car is covered by commercial insurance, the insurance company is obligated to compensate for any damage caused by hail, such as dents or broken glass. However, it is advisable to park the car indoors during a hailstorm. Below are the steps to take if your car is damaged by hail: Filing an insurance claim for hail damage: If your car is damaged by hail, you can file a claim with your insurance company, as hail damage to the car's glass falls under the coverage of auto insurance. The claim process varies depending on the specific circumstances and the type of vehicle. Processing the claim: After the vehicle is repaired, bring the car's insurance policy, vehicle registration, driver's license, and other necessary documents to expedite the claim process.
I have observed that car sunroofs are typically made of tempered glass, designed to withstand a certain degree of impact. In ordinary hailstorms, small to medium-sized hailstones, such as those the size of soybeans, generally do not shatter the sunroof because the glass is strengthened to enhance its hardness. However, large hailstones, such as those the size of golf balls or eggs, falling at extremely high speeds, may exceed the sunroof's load-bearing capacity, causing cracks or even complete breakage. For safety, I recommend parking the car in a garage or under a bridge during a hailstorm to avoid exposure, while also regularly checking the sunroof's seals and glass condition. Preventive measures are more reliable, such as purchasing sunshades or choosing covered parking, which can significantly reduce the risk. After all, sunroof repairs are expensive, and being prepared is much wiser than dealing with the aftermath.
