Will the insurance premium increase next year after the first claim on a new car?

[McEmilio]

If you make one claim on your car insurance, the premium for next year will not increase and will remain at the original rate. Car insurance introduction: If no claim is made in the current year, the premium for next year is generally discounted by 10% based on the original premium. If one claim is made, the premium for next year remains unchanged, but no discount is available. If two or more claims are made in the current year, the premium generally increases by 10%. In the event of a fatal accident, the premium may increase by 30%. Additionally, if there are illegal acts such as drunk driving, the premium will increase by 10% to 15% at once. If drunk driving is confirmed, the premium will increase by 20% to 30% at once. Compulsory traffic insurance: If two or more at-fault road traffic accidents occur in the previous year, the premium increases by 10%; if an at-fault fatal road traffic accident occurs in the previous year, the premium increases by 30%.