Will the insurance cover the entire vehicle if it is completely submerged in water?

[StMaria]

Insurance companies may compensate for water-damaged vehicles, depending on the terms of the insurance contract. Here is an introduction to the relevant insurance details: 1. Compensation is possible: If a vehicle is submerged in water, you can file a claim under the vehicle damage insurance. Damage caused by submersion, resulting from natural disasters or accidents and not excluded by the policy, will be covered by the insurance company within the agreed limits. 2. Vehicle Damage Insurance: The full name of vehicle damage insurance is 'Motor Vehicle Loss Insurance,' which covers the vehicle's own damage caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability. It is a type of commercial auto insurance where the insurance company provides compensation within reasonable limits.