Will the Insurance Cover If the Car Is Washed Away?

1 Answers
DeCaleb
07/30/25 2:23am
If a car is washed away by water, the insurance company will only compensate if the relevant auto damage insurance is purchased. Relevant information: 1. Notes: For the repair costs caused by the car being washed away due to heavy rain, in terms of insurance claims, compulsory traffic insurance does not explicitly stipulate compensation for cars washed away by heavy rain. Moreover, compulsory traffic insurance does not classify cars washed away by heavy rain as general accidents, so claims are generally not possible. 2. Additional Information: In most cases, as long as the water level recedes and the ground is exposed, the car can be found again after being washed away by heavy rain. However, cars washed away by heavy rain usually require major repairs before they can be driven again.
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