Will the insurance company replace a brand-new car if it gets flooded?

[DavidMarie]

No replacement for a new car, but compensation can be made according to the terms of the auto damage insurance. Here are the relevant details: Regulations: According to the auto damage insurance clauses, compensation applies to vehicles submerged due to garage flooding or damaged by falling trees or rocks caused by heavy rain. In post-storm damage claims, as long as the engine is not flooded, all repairs and part replacements are covered under the auto damage insurance. Precautions: If the vehicle is stationary, even if the water submerges the entire car resulting in a total loss, the insurance company can compensate for the total loss. However, once a car is waterlogged, the main damages are to electronic components, interiors, etc. The costs involved vary depending on the extent of water ingress and the vehicle model.