Will the insurance company fully compensate for a water-damaged car?

[VivianFitz]

If you have purchased vehicle damage insurance and the no-deductible clause, the insurance will fully cover the claim in this situation. Here is the relevant information: Water-damaged car: A water-damaged car refers to a vehicle that has been submerged in water, typically meaning the engine and transmission have been soaked, with the water level exceeding the wheels and body seats, and the bottom components of the vehicle have been in prolonged contact with water. Such vehicles pose significant risks, as the electrical circuits are prone to short circuits and fires. Hazards: In reality, a repaired "water-damaged car" is like a "time bomb"—problems can arise at any moment, such as the engine suddenly stalling during high-speed driving, airbags failing to deploy in critical moments or deploying without reason. Although such cars may be cheap, they carry serious safety hazards in daily use, so consumers are advised not to purchase "water-damaged cars" just to save money.