Will the insurance company fully compensate for a water-damaged car?

1 Answers
Paul
07/29/25 6:58pm
Whether an insurance company will compensate for a water-damaged car depends on whether the owner has purchased auto damage insurance. If auto damage insurance is not purchased, there will be no compensation. If auto damage insurance is purchased, compensation is possible. Below are some considerations for purchasing auto insurance: Purchase channels: Pay attention to the purchase channels and choose an insurance company with legal qualifications and agents who have professional qualification certificates, practice licenses, and formal agency contracts with the insurance company. Consider personal needs: Pay attention to selecting insurance products based on actual needs and fully understand the terms and conditions of motor vehicle insurance. Pay attention to the use of important documents: Be mindful of the use and safekeeping of important insurance documents, fulfill the obligation of truthful disclosure, pay insurance premiums on time, and agree with the insurance company on methods for resolving contract disputes.
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