Will the insurance company cover a water-damaged car?

1 Answers
ElleRose
07/29/25 1:08pm
Insurance companies will compensate for water-damaged cars. Here is some extended information: Auto Damage Insurance: Auto Damage Insurance refers to a type of commercial auto insurance where the insurer compensates within reasonable limits for damages to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. Scope of Coverage: The insurer is responsible for compensating for losses to the insured vehicle caused by the following reasons while the vehicle is being used by the insured or an authorized driver: collision, overturning, falling; fire, explosion, spontaneous combustion (requires separate Spontaneous Combustion Insurance); falling or collapsing external objects; storm, tornado; lightning, hailstorm, heavy rain, flood, tsunami; ground collapse, ice collapse, cliff collapse, avalanche, mudslide, landslide, earthquake; natural disasters affecting the ferry carrying the insured vehicle (limited to cases where the driver is accompanying the vehicle).
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