Will the insurance company cover a car flooded by rainwater?

1 Answers
VanColton
07/30/25 8:17am
If you have purchased auto damage insurance, the insurance company will compensate. Below is the relevant information: Relevant information: According to the relevant provisions of the insurance clauses, vehicle losses caused by general "natural disasters" such as rainstorms, floods, landslides, and mudslides fall under the coverage of auto damage insurance in commercial auto insurance, and the insurance company will settle the claim. Therefore, the insurance company will be responsible for compensating the direct losses caused by the vehicle being flooded, as stipulated in the insurance contract. Precautions: If the engine stalls during driving through water and is damaged due to forcibly restarting it, the insurance company may refuse to compensate. Therefore, if the vehicle stalls while driving through water, never attempt to restart it. Additionally, if you knowingly drive through severe water and cause engine damage, the insurance company will not cover the loss.
Was this review help?
1
0
Share
More Forum Discussions

Which car series does the Buick Excelle belong to?

Buick Excelle belongs to the American car series. It is an automobile brand marketed by General Motors in the United States, Canada, and China, with sales in North America, China, CIS countries, and the Middle East. The Buick Excelle is a premium mid-size car launched by SAIC General Motors, with body dimensions of 4419mm in length, 1814mm in width, and 1487mm in height, and a wheelbase of 2685mm. In terms of appearance, the Excelle adopts the family-style winged chrome grille, making the front face look sharper and more robust; the combination of black piano vertical grille and high-brightness chrome winged grille naturally focuses the visual center of the front on the car emblem.
1
0
Share

Where is the fuse box of the Audi A6 located?

The Audi A6 has two fuse boxes, one located on the side when the driver's door is opened and another on the right side of the trunk. Both fuse boxes are labeled with the functions of each fuse. The car fuse box is used to install car fuses and is responsible for transmitting driving information to various parts of the vehicle body. It is a key component in the electronic control system of the car and one of the parts with higher technical content and stricter process requirements in the vehicle body. The Audi A6 is a model under FAW-Audi, with body dimensions of 5012mm in length, 1855mm in width, and 1485mm in height, and a wheelbase of 2945mm. In terms of appearance, the previously separated radiator and intake grille on the front face of the Audi A6 have been integrated into a complete trapezoidal grille. The upper part of the rear has been changed from a smooth streamline shape to slightly raised edges, which function as a spoiler, providing sufficient grip when the vehicle is driven at high speeds. This enhances the vehicle's handling and safety under high-speed conditions while also giving the rear a more rugged and sporty appearance.
6
2
Share

How long can car insurance be delayed after expiration?

Car insurance can be delayed for about three months after expiration. As long as it is within this 3-month period, the original car insurance company can still accept renewal. According to regulations, vehicles without compulsory traffic insurance (CTPL) are not allowed on the road. To prevent CTPL from lapsing, premiums can be paid in advance. Generally, payment can be made within 30 days before expiration, and the policy effective date will correspond to the previous insurance's expiration date. It's best to renew on time and avoid delays. If car insurance expires and is not renewed, the vehicle will be in an uninsured state without coverage. Compulsory traffic insurance is a mandatory requirement by the state, and failure to have it may result in penalties. Additionally, if insurance lapses, a vehicle inspection is required for renewal, adding to the insurance procedures.
16
1
Share

What are the tips for selecting 1 out of 50 license plates?

Tips for selecting 1 out of 50 license plates: The 50 license plate numbers may not be displayed on a single page, usually divided into 5 pages with 10 plates each. The method is to take out your phone, note down one preferred number from each page, and after flipping through all 5 pages, choose your favorite from the noted numbers. Since the 50-to-1 selection has a time limit, car owners must value this opportunity and avoid indecision, or else they will have to queue again for the next round of selection. When selecting, it's essential to understand the selection rules clearly. Prepare three numbers in advance in order and input them on the selection machine. If all three inputted plate numbers have already been taken, you can use the approximate number query function. The selection machine will provide 6 approximate numbers based on the rules of the first number you input, and you can choose from these 6 numbers. If none of the 6 approximate numbers are selected, the machine offers a fuzzy query function. At this point, you can input a question mark in the selected digit along with the number, press the fuzzy query key, and proceed with the fuzzy query for selection. It's important to note that no more than two question marks can be used.
7
4
Share

Does scraping someone else's car and leaving count as a hit-and-run?

Scraping someone else's car and leaving does count as a hit-and-run. A hit refers to colliding with another person or damaging their property. A hit-and-run in traffic refers to an illegal act where the involved party, aware that a traffic accident has occurred, intentionally flees the scene to evade responsibility and fails to report the incident to the public security authorities. There are two scenarios of hit-and-run: 1. Both the person and the vehicle flee the scene after the accident; 2. Abandoning the vehicle and fleeing, meaning the party leaves the vehicle at the scene but flees themselves. According to regulations, those who flee after causing a traffic accident will have their motor vehicle driving license revoked by the traffic management department of the public security authorities and will be permanently barred from obtaining a motor vehicle driving license again.
6
4
Share

Will Crossing the White Line on the Highway Definitely Result in Penalty Points?

Crossing the white line on the highway does not necessarily result in penalty points, but if caught by electronic surveillance or traffic police, points will be deducted. The purpose of solid white lines is to separate lanes traveling in the same direction, commonly found at traffic lights in intersections, highway ramps, bridge entrances, tunnels, etc. Vehicles are strictly prohibited from suddenly changing lanes and crossing these solid white lines when approaching such areas. The raised white markings on the road are known as rumble strips, serving to alert drivers to curves, downhill sections, and other road conditions. Single solid white lines used as guide lines at intersections prohibit vehicles from crossing, and when connected to white dashed lines, they indicate no-lane-change zones where crossing is not allowed.
16
5
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.