Will the insurance company cover a car flooded by rainwater?
1 Answers
If you have purchased auto damage insurance, the insurance company will compensate. Below is the relevant information: Relevant information: According to the relevant provisions of the insurance clauses, vehicle losses caused by general "natural disasters" such as rainstorms, floods, landslides, and mudslides fall under the coverage of auto damage insurance in commercial auto insurance, and the insurance company will settle the claim. Therefore, the insurance company will be responsible for compensating the direct losses caused by the vehicle being flooded, as stipulated in the insurance contract. Precautions: If the engine stalls during driving through water and is damaged due to forcibly restarting it, the insurance company may refuse to compensate. Therefore, if the vehicle stalls while driving through water, never attempt to restart it. Additionally, if you knowingly drive through severe water and cause engine damage, the insurance company will not cover the loss.