Will the insurance company compensate if the vehicle is washed away by heavy rain?

1 Answers
ArielFitz
07/29/25 11:00pm
Vehicle washed away by heavy rain will be compensated by the insurance company. Non-human circumstances: Whether the insurance company compensates for a vehicle washed away by heavy rain depends on the type of insurance coverage. If the vehicle is insured with comprehensive coverage (car damage insurance), and the car is parked and then washed away, the insurance company will compensate. However, it is important to note that if the car stalls due to flooding while driving, do not attempt to restart the engine. Damage caused by restarting the engine will not be covered by the insurance. Human circumstances: Intentionally driving the car into water will not be compensated by the insurance company. Although the coverage of car damage insurance includes situations where the vehicle is submerged in water, the insurance terms clearly exclude coverage for driving behaviors that violate traffic rules, such as driving without a license, drunk driving, or intentional damage.
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