Will the insurance company compensate if the vehicle is flooded in heavy rain?

1 Answers
DeRemington
07/25/25 8:12am
Insurance companies will compensate for partial losses if the vehicle is flooded in heavy rain. Compensable parts: Rescue costs, cleaning costs, electrical losses, and interior component damages caused by vehicle flooding are all covered under the auto damage insurance policy, and the insurance company should provide compensation. Non-compensable parts: During the insurance period, the insurer is responsible for compensating for the insured vehicle's losses caused by collision, overturning, fire, explosion, falling objects, collapse, lightning, storm, tornado, heavy rain, flood, ground collapse, ice collapse, cliff collapse, avalanche, hail, mudslide, landslide, etc., according to the terms of the insurance contract.
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