Will the insurance company compensate if the car is flooded in an underground garage?
1 Answers
After purchasing vehicle damage insurance, the insurance company can compensate for a car flooded in an underground garage. Here are the details: Prerequisite: The owner of the damaged vehicle must have a prerequisite when claiming compensation from the insurance company: they must have signed an "Automobile Insurance Contract" with the insurance company and have purchased vehicle damage insurance. This establishes a legal contractual relationship between the owner and the insurance company, allowing the owner to claim compensation. Important Notes: If the car is flooded in the garage, immediately report it to the insurance company and seek their assistance. Do not attempt to start the engine, as this can easily damage it. If the engine is damaged under such circumstances, the insurance company has the right to refuse compensation for the engine's damage if the owner has not purchased additional water-related damage insurance, only covering the body damage. However, if the owner has purchased vehicle damage insurance along with water-related damage insurance, full compensation will be provided.